Commercial Loan Program |
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Properties►
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Offices, Retail, Self Storage, Industrial, Warehouse, Mobile Home parks , Gas Stations, Churches, Strip Malls, Apartment Units, Automotive, and several other Unique properties!
Commerical Construction Loan Programs also available!
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Equity Lines ►
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Commerical Equity Lines Available with minimum cost to the Borrower!
SBA Loan Programs!
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Loan Benefits ►
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The most competitve financing programs for commercial properties. longer fixed terms and better rates than bank financing. Alpha Mortgage also offers the widest array of financing options available to meet your financial needs. Construction Loan Programs also available!
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Loan Amount ►
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$100,000 To $10,000,000
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Loan Term ►
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3, 5, 7,10 or 15 year terms both Fixed or Adjustable Rates available.
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Interest Rates ►
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Determined by market rates at the time of rate lock. Rates vary by loan-to-value ratio, debt service coverage, documentation type and property quality
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Amortization ►
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25 - 30 years
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Recourse ►
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Non-recourse
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Assumability ►
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Assumable, subject to approval, Loan program and applicable fees
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Prepayment ►
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Will vary depending on the loan term chosen, but generally will have a flat, declining penalty schedule
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Loan to Value ►
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Up to 97%
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Rate Lock ►
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Early or standard rate locks available
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Loan Request Package ►
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Include the following in your request for a loan quote:
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1. Property description and location map
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2. Representative color photographs
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3. Current rent roll and year-to-date operating statement
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4. Operating history - prior 3 years, if available
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5. Current year operating budget
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6. Existing debt and cost basis
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7. Sponsor resume
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